Pradhan Mantri Awas Yojana 2025: Key Insights
The Pradhan Mantri Awas Yojana (PMAY) can lower your loan cost through the credit-linked subsidy if you plan to buy, build, or upgrade a home in 2025.
For eligible families, the benefit is a Rs. 2.67 lakh subsidy on home loans, credited to your loan account to reduce the principal, resulting in a smaller EMI.
Eligibility
PMAY serves households with no pucca homes anywhere in India, with eligibility and benefit slabs linked to annual income:
- EWS (up to Rs. 6 lakh): eligible for a Rs. 2.67 lakh subsidy on home loans in 2025 under CLSS.
- MIG-I (Rs. 6–12 lakh) and MIG-II (Rs. 12–18 lakh): eligible for a lower interest subsidy.
No additional text to quote.
Author's summary: PMAY offers subsidy on home loans.
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